Commentary and market information for Kansas City Real Estate. Published by Rochelle Walker, Realtor, Natalie Burton Five Star Realty, LLC Contact me Local: 816-305-4140
For many people, buying a home is the single biggest investment they will make in a lifetime. Therefore, the "right time" to buy is different for everyone. You need to consider many things before deciding to buy a home, including how much house you can afford, the amount of money you can put toward a down payment and your personal financial goals.
Last, but not least, you'll need to consider your credit history. All lenders require a credit report that contains personal financial data, including past loan payment information, bank and credit card accounts and more. If you are interested in obtaining a copy of your credit history, call one (or all) of the major credit bureaus in the U. S. Experian, TransUnion and Equifax.
If you live in the Kansas City area and are interested in home ownership, find no- and low-down payment programs, forgivable loans, grant programs and more -- go online to learn about programs like these that can help pave the way. Learn more at www.kchomeprograms.com or look for Realtors that display the Workforce Housing Specialist logo on their websites
.